John started in the Insurance Business in 1972 as a career agent for Mass Mutual Life Ins. Co. and General Insurance Broker for Williams/Hughes and Associates after graduating from San Diego State University. John has volunteered and participated in many Community Affairs and Boards. In 1986 John’s agency became one of the original partners that is now known as Arroyo Insurance Services of Southern California. He has been a Past President and held secretarial positions. John‘s concentration is always customer first and prides himself on putting his client in the best possible program no matter what their needs may be.